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How to Get a Replacement Car Key It can be frustrating to lose your car key. It can also be expensive dependent on the type of car you own. The easiest way to get an exchange is to contact an auto locksmith. This is typically a less expensive and faster option than calling the roadside assistance line or an auto dealer. Cost Up until recently the loss of car keys wasn't a huge problem. You could simply go to the local hardware store and have an alternate key made. However, today it's more complex and expensive. The reason for this is that automobiles have become more technologically advanced, which means their keys are too. While this can make the keys more secure from theft but they also make them more expensive to replace. The cost of replacing a lost key will differ based on the year, make and model of your vehicle. Many modern cars come with keys that include a transponder chip in them to prevent theft. These chips must be paired with your vehicle, which usually requires a locksmith or dealer. The cost of this service may vary depending on the type of car you have, but can be as high as $200. Some modern cars also use laser-cut keys that need to be programmed with a specific machine available only at auto dealerships and specialist locksmiths. The cost of keys for this kind of lock is as high as $100. Another aspect that can affect the cost of losing a key is the location you live in. It is likely that you will have to pay more for services for a remote area because the tow truck and locksmith must travel far to get to you. In addition, locksmiths will charge extra for holidays or after hours weekends. You can lower the cost of replacing the car key that was lost by keeping a spare at your home or in your wallet. Keep your vehicle's registration or title documents with you, as they will be required to prove that you're the owner of the vehicle in the event that you need to call the dealership for the replacement key. You can also call your roadside assistance service. You may be able get temporary replacements based on the conditions and terms of your roadside assistance service. Time The loss of your car keys can be a hassle, but you shouldn't panic. Take a moment to search for your keys in easy places, such as your pocket or purse. Then, go back and recall your day to find out where you may have lost keys. This could help you remember where you left the keys, or even the location of them if they're in your car. If you're unable to locate your car keys, it may be time to purchase an alternative. Most modern cars have a remote key fob that utilizes a number of codes to unlock and start the car. This kind of key has to be programmed with your specific vehicle and this is usually a job for a professional. Contact an auto locksmith and provide evidence of ownership. Old-fashioned metal keys for cars are much simpler to replace than remote fobs for keys. They function completely mechanically and aren't difficult to duplicate, which is why an expert locksmith in your area can provide you a replacement on the spot when you've lost one. The locksmith can also duplicate your ignition cylinder but this is an additional cost. If you'd like to keep backups of your old-school car keys, you can go to a hardware store specializing in automobiles and have them copied quickly and inexpensively. You should also consider replacing your car keys if they're beginning to look worn down. The teeth on the keys and the lock's cylinder may become worn down due to frequent use which makes it difficult for them to align correctly with each other. If the key starts to become stuck, it could be time to replace it. The dealer may have to program the key if you have a newer model or a luxury automobile. This is a difficult task that can take an extended time to complete and could cost you a lot. Depending on the make of your car it is possible to have the work covered by your vehicle warranty or insurance. Accessibility Even if you're a seasoned driver, it's still possible to lose your car keys. This can be a real hassle, especially if it occurs at the most inconvenient moment, like when you're at a gas station or grocery store and you're just trying to get home. Fortunately, there are several ways to replace your lost key. You can contact your insurance provider or find a locksmith in your area or contact roadside assistance. The first thing you'll have to do is identify the type of car key you own. It is important to understand that different cars have different keys. Some are old-fashioned and lock through the key cylinder while others have chips that communicate with the car to unlock the doors and then start it up. Certain keys can be changed by an auto locksmith, while you may need to go to a dealership to purchase one from the manufacturer if it is smart key. You must first read the guide, or call the dealer for instructions on how you can program the key to your car. You'll need proof that you own the vehicle, and then wait several additional days before your dealer can make an order for an alternative. This procedure requires you to bring your vehicle to a locksmith or another service provider, to get it programmed. It is not the best choice for people with limited mobility or tight schedules. If you have a spare key the process will be easier. You can buy a replacement car key online at a low price depending on the model of your vehicle. If, however, your keys have transponder and key fob element, you'll need visit a qualified expert to get them replaced and programmed. Depending on the brand and model of your vehicle it could mean arranging for an auto towing service or paying a locksmith to take care of it. A bluetooth tracker is a different way to get a replacement car key. These tiny devices can be affixed to your keyring, and emit the signature, which can be retrieved using a mobile phone that has an application installed. The app will show you the location of your key, so you can easily find it. Insurance Typically insurance for cars does not cover keys that are lost. There are some exceptions. Some of the top car insurance companies committed to customer satisfaction offer an additional insurance policy for things like lost keys. This is typically an additional fee, but it can be less expensive than paying out-of-pocket for key replacement costs. If your car insurance covers lost keys is contingent on the specific policy and the deductible. The majority of traditional keys can be replaced easily however, it could be more difficult if you have an electronic fob or smart key. These keys are laser-cut and incorporate chips that send an electronic signal to your vehicle. They are therefore more difficult to replace than mechanical keys. Furthermore, these kinds of keys are expensive due to the fact that you'll have to pay for locksmith services as well as the cost of a new key. If you're looking to cut costs on a key replacement you should consider using an auto club or roadside assistance service. These services may provide discounts for locksmiths, and they may even reimburse you for the cost of replacing a key. Some of these companies offer emergency lockout service that is beneficial if you are in a hurry and have to leave the house. You can also contact your car dealer to see if it could help. There are locksmiths at most dealerships on staff, and they may be able to make you a new key for reasonable prices. However, if the dealer has to purchase a new key for your model, it can take several days for it to arrive. No matter which method you select, make sure to save all receipts and documents so that you can file a claim with your insurance company for your car in the event of a claim. Although it's not an enjoyable experience, losing your car keys can happen to anyone. There are ways to minimize the consequences. The quickest and cheapest way to replace keys to your car is by calling a locksmith in your area. However, it is important to weigh the financial benefits against the time and expense involved before making an insurance claim.